Is Credit Card Debt Running your Life?

This is one mountain of debt that keeps getting bigger and bigger with every passing year

Do Your Credit Card Bills seem impossible to keep up with?

WAIT!

Learn to take back your life by eliminating your credit card debt

You Don't Have to Suffer!

Take back control of your life and your finances by putting it all behind You:

WOULD YOU AGREE THAT KNOWLEDGE IS POWER?

And that whoever possess the right knowledge in any given crisis has the ability to see light at the end of the tunnel?

Did you know that the credit card companies never lent you their money?

 Did you know that bill collectors can't constantly harrass you?

Did you know that fixing your credit is easier than you might think?

Are you desperate to find a solution to your credit card crunch and stomp it out forever?

----WARNING!----

WHAT YOU ARE ABOUT TO READ IS WHAT EVERY LAWYER, BANK, DEBT CONSOLIDATING COMPANY, AND CREDIT CARD ISSUER WILL NEVER WANT YOU TO KNOW AS LONG AS YOU LIVE:

"All the perplexities, confusions and distresses in America arise not from defects in the Constitution or confederation, not from want of honor or virtue, as much as from downright ignorance of the nature of coin, credit and circulation!"

-- John Adams

Dear Fellow American,

            I thank you for taking this time out of your life to read a short report that will change your life forever. I sat for awhile and tried to think of the most effective way to present the information you’re about to read in the most logical manner possible without taking too much time to read and understand.

            I’m not a professional ad writer, just a regular middle class American that wants to see his fellow countrymen enjoy their life freely, and that includes freedom from credit card debt. I have overwhelming amounts of information to present my case but figured only outlining the main points would be all that’s needed to not confuse or complicate the issue that is actually rather simple.

How to stomp out your credit card debt permenantly!

For those of you who feel guilty about being in debt, rest assured, it’s not your fault.

Contrary to what “Financial Experts” on TV say….

It’s actually been carefully crafted by the banking elitists for decades and the notion and use of credit has been around since the time of ancient Babylon.

There’s a common saying “The bank always wins” well I want to teach you how to win against the banks.

Because of greed and deceit the Bankers assumed that the good people of this country would be ignorant of their credit card debt and gladfully (sometimes grudgingly) pay interest on money never lent.

Some of you might say, but I got the item I wanted with that credit card, so obviously I owe something to someone, and yest that's true you owe it to yourself. Everything in this country is pre-paid backed by the promise of repayment in the form of bonds by every person in this country. It is our labor that is actually of value not dollars, make sense?

So let me continue by saying it'seasier for Banks to control the situation if we as consumers remain ignorant and so they can continue to manipulate the rules and coax us into playing their game by their rules

But when you learn the rules, you level the playing field and can take back your freedom, the way our forefathers and our creator intended us to live.

My intention is that by the time you read this you will become more aware and prompted to take action for your own sake.

Are you….

Ready to learn how to stomp out that credit card debt for personal freedom?

To take back control of your life and tell those credit card companies to “stick it”

To use the secrets that banks, lawyers, and consolidating companies don’t want you to know?

What this program will teach you is how to properly communicate with your credit card company in order to eliminate your credit card debt.

You may not agree or understand the information but find it useful anyways.

Similar to electricity many don’t understand how it works but still find it useful, it just is what it is and this information is no different. Whether you like it or not, it won’t change. This is the system that we live in and have to work with and this is the road map to the financial system of credit regardless of its corruption or your disapproval to it.

The book keeping example:

To grasp how this fraud of credit works we’ll use the book keeping example. All bookkeeping is the same regardless of the scale in money.

Your bank account is simply bookkeeping entries deposits and withdrawls, credits and debits.

Let me explain…..

When you deposit $100 into your checking account that is an asset increase for you, when I deposit $100 into my checking account that is an asset increase for me, when the bank has $100 in their account it is an asset for them too.

If I lend you $100 and you deposit it into your account then your assets increase by $100 and my assets decrease by $100.

Similar when the bank lends you $100 its assets decrease and yours increase.

And if you lend the bank $100 its assets increase and yours decrease, it’s no different either way.

But with credit cards here’s the catch…..

When you use your credit card and charge $100 to make a purchase, then you might assume that the banks’ assets decrease, right?

Well they actually go UP!

Which means the bank isn’t actually lending you their money, rather borrowing it from you!

There can be no other logic to it.

So this leads us to……

Secret #1:

Banks can’t lend money….

They swindle it from you and lend it back to you…

Don’t believe me? Well here’s the proof!

" Neither paper currency nor deposits have value as commodities. Intrinsically, a dollar bill is just a piece of paper. Deposits are merely book entries."

-- Modern Money Mechanics, page 3

"No State shall . . . make any Thing but gold and silver Coin a Tender in Payment of Debts . . ."

-- Article 1, Section 10 United States Constitution.

" . . . the proportional value of gold to silver in all coins which shall by law be current as money within the United States."

-­ Coinage Act (1792), Section 11.

"The terms 'lawful money' and 'lawful money of the United States' shall be construed to mean gold or silver coin of the United States:'

-­ 12 U.S.C. 152

So when you sign up for a credit card you are signing a promissory note or what’s known as a “negotiable instrument” but solely based on your promise to pay, not bank assets as they would have you believe.

This swindle is simply known as “Double Bookkeeping” and this type of entry is against GAAP (Generally Accepted Accounting Principles)

And it works like this…

When you sign a credit card application you are creating that promissory note mentioned just above, that “negotiable instrument” which then the banks take and deposit as their assets, then they create a separate account which has credit which you then use to make your purchases, and they  have the nerve to charge you interest on that!

Say you were approved for $2500 credit limit, the bank took your negotiable instrument and deposited it as $2500 on their books as assets, then they opened an account that had $2500 of credit so that you can use your credit card and make purchases so now their books are balanced.

But where were any of the banks assets involved throughout that process…….nowhere!

Still don’t believe the fact, well don’t take my word for it read it straight from the horses’ mouth, from the people that create, research, and protect the banking system. After all if anyone should know how it works it should be them.

"The promissory note, even when payable on demand and fully secured, is still, as its name implies, only a promise to pay, and does not represent the paying out or reduction of assets."

-­ Don E. Williams Co. v. Commissioner of Internal Revenue, 51 L Ed 2d 48 and case #75­1312

"The actual process of money creation takes place in commercial banks."

-- Modern Money Mechanics published by Federal Reserve Bank of Chicago. page 3

"Banks lend by creating credit. They create the means of payment out of nothing."

-­ Ralph M. Hawtrey (former Secretary of British Treasury)

"Thus our national circulating medium is now at the mercy of loan transactions of banks . . . which lend, not money, but promises to supply money they do not possess."

-- Prof. Irving Fisher (100% Money -- 1935)

"A national bank has no power to lend its credit."

-­ Farmers & Miners Bank vs. Bluefield National Bank, W. Va., 11F 2d 83, 271 USC 669

"Banks create money by 'monetizing' the private debts of businesses, individuals and governments. That is, they create amounts of money against the value of those I.O.U.'s"

-- I Bet You Thought, Federal Reserve Bank of N.Y.

If you want further proof you can get, (if you can still find them) copies of these publications. Sometimes they require small fees but are well worth it in terms of advancing your understanding.

Here are other publications by the Federal Reserve Banks:

• Two Faces of Debt - Chicago Fed
• Hats the Federal Reserve Wears - Philadelphia Fed
• A Penny Saved - New York Fed
• The Story of Money - New York Fed
• Banking Basics - Boston Fed
• The Story of Monetary Policy - New York Fed
• The Story of Checks and Electronic Payments - New York Fed

See the Statistics……

If you don't believe what the Federal Reserve Banks publish, when they set all the rules banks must follow, then let the statistics blow you away...

So if by looking at the statistics you’ve noticed that only approximately $820 billion dollars are in circulation then where is the rest of the money to pay the total estimated debt. It can’t possibly exist and not be accounted for when you’re talking about Trillions of dollars.

There must be some really big mattress someone’s put that money under….

Or it never existed to begin with, but rather was a book keeping entry to create a fictitious debt that the American public would not only have to pay back, but with interest.

Now are you beginning to see how a hole so deep is being created that many may never surface from again? I say never may because as people each of us must make the decision to remain in the dark, or walk towards the light. Wake up! We can begin to change the course of economic slavery.

But on a logical and mathematical plane it’s simply impossible to overcome by continuing to think that we can pay our way out of debt. But that’s a whole other subject matter we won’t get into right now.

Let’s get back on track….Stomping out your Credit Card Debt!

Secret #2:

At this point, you may be scratching your head and thinking to yourself; If what I just read about banks and lending is true why don’t more people know about it?

You have to understand that these mega-elite banking conglomerates are counting on people that hear the truth to be so skeptical, that why should they, (the elitists) worry about fighting and opposing it openly.

But I’ll give you two reasons.

First of all the majority of people in the United States of America approximately over 60% haven’t read a book since High School. Now don’t get offended I’m just trying to make a point (besides you’re actually reading right now so great for you).

Therefore as a means of obtaining information, (that are incorrectly [in most cases] deemed as reliable sources), most people rely on Television, Newspapers, Magazines, and Radio to be their go to source for upfront and honest news.

I won’t get too deep into this for the sake of the topic but do some research as to who owns the media stations (radio and television), the print publications and you’ll start to recognize that there are few independent stations and newspapers that are actually trying to report hard-hitting and truthful news but don’t have quite the large coverage or attention that the bigger stations and publications do.

Also imagine if you owned the largest newspaper or television station in the country, and only the news that you wanted to tell the public would be presented just how easy it would be to keep the truth away from your stations content or rather present the opposite topic to persuade and take attention away from the truth. It happens all the time in TV, Radio, Newspapers and magazines.

Most people will follow the TV gurus but the TV gurus are only saying what the banks agree with so they get their own shows and prime front and center TV spots to tell the people the same regurgitated and generic information that only further keeps people in debt and from the truth.

Secondly, most people are afraid to go against the grain, the crowd, the bully, etc. It’s purely psychological and I can totally relate. When I began to dig deep into how the credit system worked I too was afraid to implement some of the tactics I learned. However when I started seeing the that the credit companies started backing off and that what I was doing was not only the right thing but it felt right too, a whole world in my mind opened up and reason settled in and my perceived reality changed as well.

I was no longer scared but rather brave and I started to get what freedom truly was. Not just in the economic sense but on a mental, physical and spiritual plane. Freedom to choose is the greatest gift our creator gave to us and to be manipulated by fear is the opposite of faith. So I chose the road less traveled and have a more pleasant experience of life because of it.

People also fear of being a fool, being scammed, being taken for a ride, etc. I’ve been there many times. But when something works, truth rings free and personally that’s not the time one should shut up and keep it to themselves but rather time to present it to others and let them try for themselves.

To make something absolutely clear, I’m not here to hold anybody’s hand or to tell them everything will be ok, that’s what family is for. But rather to empower people to take their own step towards freedom however that may be, because here’s something most people probably haven’t heard in their lives before and that is…..

YOU DESERVE TO BE FREE…YOU HAVE THE RIGHT TO BE FREE…NO ONE CAN TAKE THAT WAY FROM YOU, UNLESS YOU LET THEM….SO DON’T LET THEM!

What other choices do you have?

If you want to follow the conventional route that most TV talk shows, and expert guru’s out there profess to be experts in, you should at least know those options. If you haven’t figured out that they don’t work already.

1-      Paying back your debt:

This one is my least favorite because it makes no sense. You already know that the banks never lent you money to begin with but even if you did want to pay back your debt let the numbers dissuade you.

If you only make the minimum payments (approximated) – here's what your future looks like:

If you do what the banks want you to do, and that is make the minimum payment for the entire term of the agreement, then congratulations on being approximately 2/3 poorer by the end of the road.

2-     Consolidating your Debt through loans or services: 

When you think about consolidating debt it sounds tempting, but what I used to think was that a company would come and buy up your old debt into one big debt with one small and/or manageable payment. But in reality these companies simply negotiate with your other credit card accounts to lower your payments. So when you pay them they just pay your other card accounts for you but you still maintain multiple companies heightening your risk of default interest rates.

Newsflash, even if you’re late on an un-related bill and the multiple creditors find out (which is easy for them to do since they have all of your personal information and can pull your credit, that won’t affect your score by the way, that will reveal any late payments you’ve had) about it they can hike up your rate to the highest permitted by state law, meaning your consolidated efforts were rather worthless.

But you’ve found this great service that will help you out of debt in 2-5 years you say? Ok but the majority of those are just attorneys that already know you don’t owe the banks money and will tempt you by reducing your total debt but still making profit off your hard labor in the place of the credit card company. And some, as has happened in my case, will arrogantly taunt the fact that they’re the best option on the block and that you’ll have no luck in finding an easier solution.

3-     Filing Bankruptcy papers:

There is no worse option than filing bankruptcy. Take it from me who witnessed his parents marriage and family life deteriorate after a chapter 13 filing. To me that was worse than the lost material possessions and damaged credit history that my folks had to suffer. To put it straight Bankruptcy is like telling the banks, the courts, and the general public that you can’t handle your finances. But in the reality of the moment it’s the fatal last option one feels they have because they see no other way. Going back to the point made earlier that……

KNOWLEDGE IS POWER AND THAT WHOEVER POSSESSES THE RIGHT KNOWLEDGE IN ANY GIVEN CRISES HAS THE ABILITY TO SEE LIGHT AT THE END OF THE TUNNEL?

4-      Take legal matters into your own hands:

Ok some of you are thinking I’m totally nuts and others are even saying “practicing law without a license is against the law” and that’s true, but you can always have the right to know the law and represent yourself with what you know.

Let’s face it lawyers are too expensive and furthermore they are “officers of the court” and therefore are actually loyal to the courts and not their client. Besides we’ve already been through this when we tried to explore the option of consolidating services. I’m not going to say attorneys are crooks but when your sole profession, (and out of fairness I’m not referring to the person behind the profession) is to create conflict in a court room you have to wonder why your case would be any different. That's right, if there’s no conflict there’s no need for attorneys or courtrooms.

Legal matters referring to your own alleged debt are not that complex when you see them for what they are. This is not legal advice just an opinion based on experience.

Plus handling your own legal affairs is great for the soul and is truly self-empowering which is something our creator certainly resounds with.

So now what?.....

Secret #3:

Understanding changes the way you view a situation…

Ok so maybe this isn’t a secret but it’s rarely pointed out to people consistently enough that it almost feels like someone is trying to make it into one.

When you understand the steps that you have to take.

When you understand the choices that you have to make.

When you understand the reasons within yourself as to why you deserve to be free.

When you understand what the banking system is and what it isn’t.

When you understand that when all people pull their own weight in life the world changes.

When you understand that you decide whether you become an economic slave, it is not chosen for you.

Then you will understand what life is about.

And then you will learn to play the game and not let it play you

It’s then that you will have built up the courage to take responsibility for your own life and that no one can do it for you. Remember it’s the right your creator gave you and no one else can take it from you unless you let them.

Right now perhaps you are letting the credit card companies manipulate you and use tactics such as fear to get you to act but when you understand you now take control of the situation and realize that they have to obey you. Your reality changes! You’ve changed the way you view the situation!

The world is a mirror image and we tend to believe what’s in the reflection rather than what’s peering at the reflection. You hold the key, you have the power to take control of your life and rid yourselves from economic enslavement forever!

What this Debt Elimination Education program includes and what you will learn:

Most people just don’t have the time to research the legal system and find their remedy to situations and the powers that be know that, and continue to greedily feed on that ignorance that most of us carry around. The other fact is usually desperation, I know I've been there. The sleepless nights, the stressed out days were all part of my past. But now I know better, I live better, without credit! Use this program, take back your life and start a new life using the knowledge provided. We've all made mistakes but don't let your credit card debt be a permenat burden for you and your family to carry. If you’re serious about stomping out your credit card debt than this information will be of value to you.

How much would an attorney cost? One, Two, maybe even Three-thousand dollars. Don't file bankruptcy when you can eliminate your credit card debt on your own. This package explains and gives you the material you need to get it done, you will be amazed!

You can fish for men or you can teach them to fish for themselves. I aim to teach others to fish so that they can continue to teach more people than I could ever have access to.

But Wait I'll also include:

Fascinating E-Reading Bonuses:

• What is A Dollar?
• Little Banking Secrets
• Billions for the Bankers
• Plus if you purchase the program today! You will be added to an exclusive email list providing you with new information quarterly.  

Eliminate your Credit Card Debt Today!

for only,

 $19.95

This may be the last credit card purchase you'll ever have to make!

I wish to help people see light at the end of tunnel and help them through their financial worries. So do yourself a favor and learn this material so you too can relieve yourself, and your family of unwanted debt.